Australia is experiencing one of the highest levels of business insolvencies in more than a decade. Construction, labour hire, manufacturing, transport and wholesale trade continue to report elevated failures—and the ripple effects are being felt across the supply chain. In this environment, Trade Credit Insurance (TCI) has become a critical safety net for businesses trading […]
In today’s economic climate—where insolvencies remain elevated and payment defaults continue to rise—businesses need more than reactive credit management. They need early warning systems capable of identifying financial stress long before a buyer collapses or stops paying. This is where a strong trade credit insurance partner becomes one of the most effective tools for protecting
How Your Insurer Can Predict Buyer Instability Read More »
When a customer fails to pay, the financial impact on a business can be immediate and severe—especially for industries with high payroll obligations, tight margins or long payment cycles. This is why fast, efficient claims processing is one of the most critical features of a strong trade credit insurance program. Slow claims resolution can leave
Why Fast Claims Processing Is So Important for Cash Flow Read More »
Insolvencies are at an all-time high and ATO debt collection is intensifying. We explore the data, risks to watch, and how businesses can protect themselves heading into 2026.
Insolvencies at All Time High: A Clear Warning from This Year’s Numbers Read More »
As we welcome 2025, many business owners are reflecting on the past year and setting goals for the future. While common New Year’s resolutions often focus on personal growth, like improving health or saving money, this year, why not prioritise your business’s financial wellbeing? Making debt protection your New Year’s resolution could be the smartest
Make Debt Protection Your New Year’s Resolution for 2025 Read More »
The summer holiday period can be a double-edged sword for Australian businesses. While it’s a time of rest for many, it often brings significant cash flow challenges due to reduced operations and delayed payments. For SMEs, contractors, and suppliers, this period can also amplify the risk of bad debts. At Debtor Protect, we understand these
Impact of Holiday Shutdown on Business Cash Flow Read More »
A recent article discussing Australia’s two-speed economy highlights the stark contrast between booming large corporations and struggling small businesses. While the ASX continues to signal growth and recovery for big companies, many SMEs face rising costs, longer payment times, and increasing insolvencies. At Debtor Protect, we’ve observed these trends firsthand, and our client surveys reveal
Australia’s Two-Speed Economy: What It Means for Small Businesses Read More »
Running a small business comes with its fair share of challenges, and one of the most significant issues many business owners face is getting paid on time. Late payments can cause severe cash flow problems, disrupting your ability to pay suppliers, cover expenses, and even make payroll. If late payments are a recurring issue
5 Strategies to Ensure Your Small Business Customers Pay You on Time Read More »
In the recent article here on the challenges facing small Australian businesses, it highlights the growing insolvency rates and the “unfair playing field” where large businesses thrive while SMEs struggle. At Debtor Protect, we often encounter these concerns firsthand as credit insurance brokers, and we believe there are critical steps that small businesses can take
Our Perspective on the Rise of Insolvencies Read More »
Covering Credit Accounts for New Customers in Australia and Overseas In today’s competitive business landscape, extending credit to customers can be a powerful strategy for growth. However, it also comes with inherent risks, especially when dealing with large sums or international markets. At Debtor Protect, we specialise in mitigating these risks through tailored credit insurance
Give Your Business a Competitive Edge Read More »
