Credit Insurance News

A pen and glasses rest on a newspaper with the headline "New Year, New Goals.

Make Debt Protection Your New Year’s Resolution for 2025

As we welcome 2025, many business owners are reflecting on the past year and setting goals for the future. While common New Year’s resolutions often focus on personal growth, like improving health or saving money, this year, why not prioritise your business’s financial wellbeing? Making debt protection your New Year’s resolution could be the smartest […]

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Stacks of coins, candy canes, and dried orange slices are on a table with gift boxes, reflecting a thoughtful approach to managing cash flow. A decorated Christmas tree stands proudly in the background.

Impact of Holiday Shutdown on Business Cash Flow

The summer holiday period can be a double-edged sword for Australian businesses. While it’s a time of rest for many, it often brings significant cash flow challenges due to reduced operations and delayed payments. For SMEs, contractors, and suppliers, this period can also amplify the risk of bad debts. At Debtor Protect, we understand these

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Australia’s Two-Speed Economy: What It Means for Small Businesses

A recent article discussing Australia’s two-speed economy highlights the stark contrast between booming large corporations and struggling small businesses. While the ASX continues to signal growth and recovery for big companies, many SMEs face rising costs, longer payment times, and increasing insolvencies. At Debtor Protect, we’ve observed these trends firsthand, and our client surveys reveal

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A close-up of various colorful Australian banknotes, featuring historical figures and detailed engravings, offers a vibrant glimpse into the nation's economy. Despite the beauty, these notes also remind us of the challenges posed by bad debts in Australia.

5 Strategies to Ensure Your Small Business Customers Pay You on Time

  Running a small business comes with its fair share of challenges, and one of the most significant issues many business owners face is getting paid on time. Late payments can cause severe cash flow problems, disrupting your ability to pay suppliers, cover expenses, and even make payroll. If late payments are a recurring issue

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A red "CLOSED" sign hangs inside a window, hinting at the city's struggles amidst the rise of insolvencies, with a blurred city street in the background.

Our Perspective on the Rise of Insolvencies

In the recent article here on the challenges facing small Australian businesses, it highlights the growing insolvency rates and the “unfair playing field” where large businesses thrive while SMEs struggle. At Debtor Protect, we often encounter these concerns firsthand as credit insurance brokers, and we believe there are critical steps that small businesses can take

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Give Your Business a Competitive Edge

Covering Credit Accounts for New Customers in Australia and Overseas In today’s competitive business landscape, extending credit to customers can be a powerful strategy for growth. However, it also comes with inherent risks, especially when dealing with large sums or international markets. At Debtor Protect, we specialise in mitigating these risks through tailored credit insurance

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Debt Protection in a High-Risk Sector

In the world of Australian financial services, credit insurance emerges as a pivotal tool, especially within the high-risk construction industry. With the construction sector accounting for over 30% of insolvencies nationally, the strategic management of debt and credit risks is imperative. At Debtor Protect, we specialise in protecting businesses against these risks through comprehensive credit

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Construction worker in a safety vest and helmet operates equipment behind a "danger" tape. A mannequin is visible inside a store window.

How Trade Credit Insurance Can Shield Your Business from Debt Risks

Running a business involves a myriad of challenges, and among them, managing credit risk is often cited as one of the most perplexing. Navigating credit terms, debt, and cash flow can be a tricky affair, especially when your debtor defaults or faces insolvency. This is where trade credit insurance steps in to protect your business,

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Calculator and pen on budget and financial documents with blue bar graphs and tables, highlighting strategies to manage unpaid debt.

Five Steps to Protect Your Business from Unpaid Debt

Unpaid debt and overdue invoices can cripple any business, affecting cash flow and undermining your financial stability. While debt collection agencies and legal advice are options, prevention is often better than cure. Here are five steps to protect your business from future unpaid debt, along with how Debtor Protect’s specialized services can offer you an

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