Bad Debt Protection

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Why Fast Claims Processing Matters in Trade Credit Insurance

At Debtor Protect, we go beyond simply offering credit insurance—we ensure that when you need it most, your claims are processed quickly and efficiently. In today’s economic climate, where insolvencies are at record highs, having a policy with a proactive broker and a responsive insurer makes all the difference. The Rising Risk of Insolvencies According […]

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A pen and glasses rest on a newspaper with the headline "New Year, New Goals.

Make Debt Protection Your New Year’s Resolution for 2025

As we welcome 2025, many business owners are reflecting on the past year and setting goals for the future. While common New Year’s resolutions often focus on personal growth, like improving health or saving money, this year, why not prioritise your business’s financial wellbeing? Making debt protection your New Year’s resolution could be the smartest

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Stacks of coins, candy canes, and dried orange slices are on a table with gift boxes, reflecting a thoughtful approach to managing cash flow. A decorated Christmas tree stands proudly in the background.

Impact of Holiday Shutdown on Business Cash Flow

The summer holiday period can be a double-edged sword for Australian businesses. While it’s a time of rest for many, it often brings significant cash flow challenges due to reduced operations and delayed payments. For SMEs, contractors, and suppliers, this period can also amplify the risk of bad debts. At Debtor Protect, we understand these

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Australia’s Two-Speed Economy: What It Means for Small Businesses

A recent article discussing Australia’s two-speed economy highlights the stark contrast between booming large corporations and struggling small businesses. While the ASX continues to signal growth and recovery for big companies, many SMEs face rising costs, longer payment times, and increasing insolvencies. At Debtor Protect, we’ve observed these trends firsthand, and our client surveys reveal

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A close-up of various colorful Australian banknotes, featuring historical figures and detailed engravings, offers a vibrant glimpse into the nation's economy. Despite the beauty, these notes also remind us of the challenges posed by bad debts in Australia.

5 Strategies to Ensure Your Small Business Customers Pay You on Time

  Running a small business comes with its fair share of challenges, and one of the most significant issues many business owners face is getting paid on time. Late payments can cause severe cash flow problems, disrupting your ability to pay suppliers, cover expenses, and even make payroll. If late payments are a recurring issue

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A red "CLOSED" sign hangs inside a window, hinting at the city's struggles amidst the rise of insolvencies, with a blurred city street in the background.

Our Perspective on the Rise of Insolvencies

In the recent article here on the challenges facing small Australian businesses, it highlights the growing insolvency rates and the “unfair playing field” where large businesses thrive while SMEs struggle. At Debtor Protect, we often encounter these concerns firsthand as credit insurance brokers, and we believe there are critical steps that small businesses can take

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A construction worker in a high-visibility vest and hard hat carefully cuts a wooden plank with a saw at a bustling site, demonstrating the precision akin to how trade credit insurance protects financial transactions.

How Bad Debt Protection Can Save Your Construction Business

Addressing the Impact of Construction Insolvencies on Apprenticeships In the construction industry, the financial cost of insolvencies is a well-documented concern. However, there’s another equally troubling consequence that deserves our attention: the significant decline in the number of apprentices being taken on by sub-contractors. This trend, coupled with the record costs of bad debts, poses

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