Trade credit insurance
Is Your Business at Risk of Non-Payment?
Protect Your Cash Flow with Trade Credit Insurance
Unpaid invoices, late payments, and customer insolvencies can cripple your business. If you’re selling goods or services on credit, you’re vulnerable to bad debt, which can severely impact your cash flow, limit growth opportunities, and put your entire operation at risk.
At Debtor Protect, we provide trade credit insurance solutions designed to protect your business from financial losses due to customer non-payment. Whether you’re dealing with export customers, domestic clients, or extending credit terms to new markets, our credit insurance coverage ensures you get paid—even when your customers fail to pay.
Don’t let unpaid invoices and bad debts put your business at risk.
Contact one of our credit insurance specialists in Sydney and Melbourne, and find the right coverage for your business.
The True Cost of Unpaid Invoices
When a customer defaults, it’s not just about the trade debts they owe. The ripple effect can:
- Disrupt your cash flow, making it harder to pay suppliers and employees.
- Reduce working capital, limiting your ability to reinvest and grow.
- Force you to tighten credit terms, making you less competitive.
- Expose your business to financial instability, especially if a key customer defaults.
Having a trade credit insurance policy is not just about protection; it’s about empowering your business with the confidence to extend competitive credit terms without fear.
How Trade Credit Insurance Protects Your Business
Work with Australia’s Leading Trade Credit Insurance Specialists
At Debtor Protect, our experienced insurance specialists work with top credit insurance companies to provide tailored trade credit insurance solutions for businesses across Australia. Whether you’re an SME, a large enterprise, or a company with strong internal credit management processes, we help you find the right credit insurance coverage to protect your business and support long-term growth.
Frequently Asked Questions About Trade Credit Insurance
Who needs Trade Credit Insurance?
Any business that sells goods or services on credit terms can benefit from trade credit insurance. Whether you’re an SME or a large enterprise, this coverage helps protect your accounts receivable from the risk of non-payment due to insolvency, default, or financial hardship.
What does Trade Credit Insurance cover?
A trade credit insurance policy covers your unpaid invoices when a customer fails to pay due to insolvency, prolonged default, or political risk (for export customers). It ensures that your cash flow remains stable and your business is protected from bad debt losses.
Can Trade Credit Insurance help with my client’s credit management?
Yes! Trade credit insurance protects not just your receivables, but also improves your credit risk management processes. With access to market knowledge, credit limits, and insights from top insurers, you can make more informed credit decisions and extend competitive credit terms to the right customers.
How much does Trade Credit Insurance cost?
The cost of a policy depends on factors like your industry, turnover, credit portfolio, risk exposure, and claims history. However, the insurance payout when a client fails to pay can offset the cost and protect your business from significant financial losses.
What information do you need to give me a quote?
To provide an accurate quote, we need details about your annual turnover, customer base, credit limits, loss history, and internal credit management processes. This helps us tailor a trade credit insurance solution unique to your business.
How quickly are claims paid?
Once you lodge a claim, the processing time and payment will depend on your policy terms and the complexity of the claim. We are known for our fast and efficient claims handling. Get in touch to find out more.
Get expert advice on from one of Australia’s leading trade credit insurance brokers.
Don’t let unpaid invoices and bad debts put your business at risk. With the right trade credit insurance policy, you can protect your cash flow, extend competitive credit terms, and grow with confidence.
